Checking & Savings Accounts
Effective 03-19-2026
| Account Type | Min. Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Savings Account | <$10,000.00 <$30,000.00 <$50,000.00 <$100,000.00 >$100,000.00 |
0.05% 0.25% 0.35% 0.35% 0.45% |
0.05% 0.25% 0.35% 0.35% 0.45% |
| 50+ & NOW | <$800.00 <$5,000.00 <$10,000.00 >$10,000.00 |
0.05% 0.05% 0.05% 0.05% |
0.05% 0.05% 0.05% 0.05% |
| Money Market Accounts | <$1,000.00 <$10,000.00 <$30,000.00 >$30,000.00 |
0.01% 0.01% 0.05% 0.05% |
0.01% 0.01% 0.05% 0.05% |
Minimum deposit to open savings and checking accounts is $100.00 (excluding Minor Savings accounts).
Fees may reduce earnings.
Rates are subject to change at any time.
Fees may reduce earnings.
Rates are subject to change at any time.
Certificates of Deposit/IRAs
Personal
Effective 03-19-2026
| Term | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 91 Day | 0.100% | 0.100% |
| 6 Month | 3.940% | 4.000% |
| 1 Year | 3.450% | 3.500% |
| 18 Month | 0.250% | 0.250% |
| 2 Year | 0.350% | 0.350% |
| 30 Month | 0.400% | 0.400% |
| 3 Year | 0.400% | 0.400% |
| 4 Year | 0.600% | 0.600% |
| 5 Year | 0.750% | 0.750% |
| 18 Month Variable IRA* | 0.400% | 0.400% |
Minimum balance to open and obtain APY is $1,000.00.
A penalty may be imposed for early withdrawal of any CD or IRA.
18 Month Variable IRA:
*Minimum balance to open and obtain APY for 18 Month Variable IRA is $100.00.
*Rates are subject to change at any time.
*Personal accounts only.
A penalty may be imposed for early withdrawal of any CD or IRA.
18 Month Variable IRA:
*Minimum balance to open and obtain APY for 18 Month Variable IRA is $100.00.
*Rates are subject to change at any time.
*Personal accounts only.
Simplify your everyday checking.
Our checking accounts make managing your money easy and secure. Enjoy convenient features like online access, mobile deposits, and no hidden fees.