Beyond the Basics
Beyond everyday banking, we offer a variety of additional services to make managing your money even easier. From secure safe deposit boxes and fast wire transfers to credit reserves and health savings accounts, we're here to support your financial needs at every stage. For business owners, our business debit cards provide simple, convenient access to funds--so you can focus on running your business while we handle the banking side.
Safe Deposit Boxes are a great option to help secure important documents and irreplaceable items. Boxes are available now!.
| Box Size | Annual Fee |
|---|---|
| 3x5 | $15.00 |
| 3x10 | $30.00 |
| 5x10 | $45.00 |
| 10x10 | $90.00 |
Lost Key (1) $15
Lost Keys (2) Minimum drill fee of $175.00
Lost Keys (2) Minimum drill fee of $175.00
If you need to send money via wire transfer, Community Bank can get it there for you.
Domestic Same Day Cutoff Time: 3:30 PM CST
Foreign Same Day Cutoff Time: 2:30 PM CST
Domestic Incoming Wire Fee: $15.00
Domestic Outgoing Wire Fee: $40.00
International Incoming Wire Fee: $55.00
International Outgoing Wire Fee: $85.00 (Business customers only)
For more information or to obtain our wiring instructions, please call us at 785-440-4400.
Credit Reserve is a line of credit approved for qualified checking account customers to automatically cover overdrafts up to the approved credit limit. Funds are deposited into the account in increments of $100.00 (as needed), up to the credit limit. Call us for more details.
HSAs are savings arrangements for individuals covered by high deductible health plans (HDHP). Money deposited into an HSA can be used to pay for qualified medical expenses to help offset the high deductibles of a HDHP. HSAs also provide significant tax benefits and may also serve as additional income for retirement.
Businesses can also utilize the benefits of a HSA account by setting them up for their employees. They are a great way to offer additional health, as well as tax benefits to their employees.
Highlights
- Earns variable rate of interest on daily collected balance
- Unlimited check writing
- Free Online & Mobile Banking
- *Free Visa Debit Card
- Set up Fee: $15
- $2 per month if minimum balance is below $1,000.00 any day of the statement cycle
- 2026 Maximum Contribution Limits:
- Under 55
- Individual: $4,400.00
- Family: $8,750.00
- Individual: $4,400.00
- Over 55
- Individual: $5,400.00
- Family: $9,750.00
- Individual: $5,400.00
- Under 55
- 2025 Maximum Contribution Limits (can contribute until April 15, 2026):
- Under 55
- Individual: $4,300.00
- Family: $8,550.00
- Individual: $4,300.00
- Over 55
- Individual: $5,300.00
- Family: $9,550.00
- Individual: $5,300.00
- Under 55
For more information, speak with a Customer Service Representative.
*with approved application
*with approved application
Need a purchasing card for your business account? Then apply for a Business Debit Card! You can make purchases at stores or even online, and the money is deducted from your checking account. You can even assign cards to your employees. Call us for more details. To report a lost or stolen debit card after business hours, please call 1-800-500-1044 immediately.
Simplify your everyday checking.
Our checking accounts make managing your money easy and secure. Enjoy convenient features like online access, mobile deposits, and no hidden fees.